Organized Crime and Harry Reid

Yesterday (24 July), Harry Reid said “I am here to tell you that polygamist communities in the United States are a form of organized crime”.  He then gives a list of reasons on why polygamist communities are a form of organized crime:

  • Bigamy
  • child abuse *teen and pre-teen girls are forced to marry older men and bear their children)
  • Welfare fraud
  • Tax evasion
  • Massive corruption
  • Strong-arm tactics

While I agree that polygamist groups have their problems, I believe that there is a much larger problem with Organized Crime in our country, and its not coming from the polygamists.  Continue reading

The Future of Flying?

Attendant: Welcome aboard Ala Carte Air, Sir. May I see your ticket?
Passenger: Sure.
Attendant: You’re in seat 12B. That will be $5, Please!
Passenger: What for?
Attendant: For telling you where to ‘Sit’.
Passenger: But I already knew where to sit.
Attendant: Nevertheless, we are now charging a seat locator fee of $5. It’s the Airline’s new Policy.
Passenger: That’s the craziest thing I ever heard. I won’t pay it.
Attendant: Sir, Do you want a seat on this flight or not?
Passenger: Yes, yes. All right, I’ll pay. But the airline is going to hear about this.
Attendant: Thank you. My goodness, your carryon bag looks heavy. Would you like me to stow it in the overhead compartment for you?
Passenger: That would be Swell, Thanks.
Attendant: No problem. Up we go, and done! That will be $10, Please.
Passenger: What?
Attendant: The Airline now charges a $10 carryon assistance fee.
Passenger: This is extortion. I won’t stand for it.
Attendant: Actually, you’re right, you can’t stand. You need to sit, and fasten your seat belt. We’re about to push back from the gate. But, first I need that $10.
Passenger: “No Way! ”
Attendant: Sir, if you don’t comply, I will be forced to call the Air Marshal. And you really don’t want me to do that.
Passenger: Why Not? Is he going to ‘Shoot me’?
Attendant: No, But there’s a $50 Air-Marshal hailing fee.
Passenger: Oh, all right, here, take the $10. I can’t believe this.
Attendant: Thank you for your cooperation, sir. Is there anything else I can do for you?
Passenger: Yes. It’s stuffy in here, and my overhead fan doesn’t seem to work. Can you fix it?
Attendant: Your overhead fan is not broken, Sir. Just insert two quarters into the overhead coin slot for the First Five minutes.
Passenger: The Airline is charging me for Cabin air?
Attendant: Of course not, sir. Stagnant cabin air is provided free of charge. It’s the circulating air that costs 50 cents.
Passenger: I don’t have any quarters. Can you make change for a dollar?
Attendant: Certainly, Sir! Here you go!
Passenger: But you’ve given me only three quarters for my dollar.
Attendant: Yes, there’s a ‘change making fee’ of 25 cents.
Passenger: For cryin’ out loud. All I have left is a lousy quarter? What the heck can I do with this?
Attendant: Hang onto it. You’ll need it later for the lavatory.

Fraud Alerts on your Credit Report

I recently had someone e-mail me asking how to put fraud alert on their credit reports. I posted about credit report fraud alerts a liitle over a year ago, but I figured that it was worth repeating again.

You can put fraud alert on your credit report by calling Equifax Automated Fraud & Active Duty Alert at 1-888-766-0008.  This will be a 90-day fraud alert on your account.   You can also file out a fraud alert online with Experian at www.experian.com/initialfraudreport or with Equifax online at www.fraudalerts.equifax.com.  When you fill out a fraud report with one of the credit reporting companies (Equifax, Experian, or Transunion), they are required to forward the information to the other two who will put a fraud alert on the credit report that they keep on you.

Hopefully, this information won’t have to be used by any of my readers, but if you need it, I hope that this help.

Fraud Alerts on your Credit Report

I recently had someone e-mail me asking how to put fraud alert on their credit reports. I posted about credit report fraud alerts a liitle over a year ago, but I figured that it was worth repeating again.

You can put fraud alert on your credit report by calling Equifax Automated Fraud & Active Duty Alert at 1-888-766-0008.  This will be a 90-day fraud alert on your account.   You can also file out a fraud alert online with Experian at www.experian.com/initialfraudreport or with Equifax online at www.fraudalerts.equifax.com.  When you fill out a fraud report with one of the credit reporting companies (Equifax, Experian, or Transunion), they are required to forward the information to the other two who will put a fraud alert on the credit report that they keep on you.

Hopefully, this information won’t have to be used by any of my readers, but if you need it, I hope that this help.

Discover Card "Enhanced Sercurity"

A week or so ago, I logged into my Discover Card account and had the following message:

“A Discover Card with a new account number has been mailed to you as a replacement to the card you currently carry. Your account number has changed as part of a systems upgrade that offers you even more
benefits, such as, enhanced security monitoring on your account to help detect fraud earlier.”

I then received a new Discover Card in the mail.  When I called to activate, I asked them why one 16-digit account number is more secure than another one.  The CSR claimed that in November 2007, they did a system update to “better manage” my account to give me “the quality of service” that I deserved.  I then asked them why they couldn’t do that with my old account number.  The CSR seemed a little dumbfounded.  He then said that it was because the way the old accounts were numbered, they couldn’t do that.

This seems funny to me.  It seems like Discover Card / Discover Bank had some kind of security breach and they aren’t telling their customers.  This is enough for me, however, to take Discover from being my primary personal credit card to an emergency one that I keep at home, at least until I get a satisfactory answer.

What do you guys think?  Am I blowing this out of proportion?  Does it seem like Discover is hiding something?

Food Price Changes: May 2007 – May 2008

We all have heard that food prices have been increasing.  The Cattle Network has put together a schedule that lists the average price on various food items in May 2007 and the price for the same item in May 2008.

Here’s a few highlites:

Pruduct             07       08      change
Wheat            $4.88      $8.80    80.33%
Milk               $3.259   $3.760  15.37%
Celery            $18.30   $37.70   106.01%
Cucumbers    $28.50    $17.50   -38.60%
Lettuce           $13.60    $16.80   23.53%
Onions            $24.20    $31.70  30.99%

for more information, and the rest of their charge, visit http://www.cattlenetwork.com/Content.asp?ContentID=230814

Changing Driving Habits?

As all know, the price of unleaded gas (as well as diesel fuel) keeps rising.  For example, yesterday, in Mesquite, Nevada, I saw a sign for regular gas at $4.42/gallon.  Has prices gotten to a point yet where you have started changing your driving habits?  If so, how?  If not, at what price to you anticipate a change in driving habits?  In our life, the Wife & I have started making changes.  For those who don’t know, I have a Nissan Titan V8 Truck.  It gets about 15-miles per gallon.  Since I travel around town so much, it keeps getting more expensive to fix people’s computers.  My wife has a Toyota Prius Hybrid.  We are averaging about 45-miles per gallon.  Since I drive more than her, I’ve started driving her car almost everyday.  Another change that I’ve made is to slow down a little bit.  I was up in Utah yesterday and, as I was coming home, instead of driving my normal75-85 MPH, I slowed down and drove about 70 MPH the entire trip home.  Driving the Prius will certainly save money, but will slowing down a little bit really save money?  I’ll keep you posted.