What does it mean to become “born again”?

During Sunday School today we were reading John 3:2-6. The discussion came up of what the Lord meant by being “born again”. The typical answer of being baptized and receiving the gift of the Holy Ghost and other comments where made. As everyone was speaking and quotes were read from various Latter-day Prophets and Apostles I had a though come to mind.

Recall that the Lord is speaking to a member of the pharisees – nicodemus to be exact. I believe that the Savior is trying to expand the mind of Nicodemus and, by extension the Jews then and the readers today. The Jews in the days of the Savior thought that being born through the lineage of Abraham was enough for them to be saved in the Kingdom of Heaven, yet the Lord is trying to let them know that being a descendant of Abraham simply isn’t enough. We are “born of water” when we are first born, however we must be born again “of the spirit” which is a process that includes faith, repentance, and baptism.

This is a great parallel for us. Just being Christians and members of His church isn’t enough. We must become converted, increase our faith, receive the necessary ordinances (including baptism), and endure to the end.

Stock Pick – February 6, 2019

I purchased 10 shares in AppFolio (APPF) for $63.25 today. They do not pay a dividend but are a growth company.

AppFolio is a cloud services company. They provide Software As a Service (SAAS) to 2 different vertical markets. Their main product is for property management companies. They are one of the largest (I think largest, but not positive) property management software companies for the independent property manager. Their second market is law offices.

I intend to hold them long term and will likely purchase more shares.


January 2019 dividends

During January 2019, I received $412.38 in dividends. Look at monthly recaps from other months. For other months visit my Monthly Dividend Recap page.

SymbolStockAmount
 JPM JPMORGAN CHASE &CO. COM8.06
 QYLD GLOBAL X FDS NASDAQ 100 COVER8.88
 SPAXX FIDELITY GOVERNMENT MONEY MARKET4.29
 BKS BARNES &NOBLE INC COM31.50
 GE GENERAL ELECTRIC CO COM0.28
 SMHB UBS AG LONDON BRH ETRACS MP2X6.46
 PSEC PROSPECT CAP CORP1.68
 BPT BP PRUDHOE BAY RTY TR UNIT BEN INT32.83
 HNDL STRATEGY SHARES NASDAQ 7HANDL INDEX ETF18.06
 MAIN MAIN STREET CAPITAL CORP5.02
 BBBY BED, BATH AND BEYOND17.60
 FRT FEDERAL REALTY INVESTMENT TRUST SBI USD2.06
 DISDISNEY WALT CO35.2
 ORCORCHID ISLAND CAP INC8.46
 NXPINXP SEMICONDUCTORS4.51
 BBGIBEASLEY BROADCAST GROUP INC13.05
 QYLDGLOBAL X FDS NASDAQ 100 COVER7.03
 TMFCRBB FD INC IMOTLEY FOOL 100 INDEX ETF13.75
 TQQQPROSHARES ULTRAPRO QQQ0.45
 UBSIUNITED BANKSHARES INC WEST VA8.50
CODI.PR.BCOMPASS DIVERSIFIED HOLDINGS 0.98
CSCOCISCO SYSTEMS INC2.31

Also during the month I purchased and sold covered call options. However this month I had a couple of options that I lost money on due to having to purchase to close on a rapid increasing share prices on a couple of my positions. I netted a mere $.59 during the month. An important lesson is to close an option before earnings are reported.