WaMu Online Savings Account

I’ve always believed that it is important to have money easily accessible for a rainy day, great investment opportunity, or some other need. However, savings accounts, which have an average interest rate of about .5% – 1% APY, makes it hard to want to save money. When one factors in that inflation is about 2% a year, at the end of the year, you have less buying power than you did at the begining of the year. As a result, I have never been very good at putting money in a savings account, even though I believe that it is important.

My beautiful sweetheart, on the other hand, is really good at trying to keep money in our savings account, of which I am very grateful. A few months ago, we found that Citibank offers a 4.75% APY savings account if you open online. We then found that Washington Mutual offers a 5% APY savings account if you open it and a “WaMu Free Checking” account online. Earlier this month, we opened them up at WaMu. Since our business checking accounts are with Washington Mutual and with such a great savings account rate, it made it easy to want to use them. And also, since I own a few dollars of stock in them, hopefully they can loan out this money and make a lot of money (but not from me) and then I can get a nice dividend.

WaMu Online Savings Account

I’ve always believed that it is important to have money easily accessible for a rainy day, great investment opportunity, or some other need. However, savings accounts, which have an average interest rate of about .5% – 1% APY, makes it hard to want to save money. When one factors in that inflation is about 2% a year, at the end of the year, you have less buying power than you did at the begining of the year. As a result, I have never been very good at putting money in a savings account, even though I believe that it is important.

My beautiful sweetheart, on the other hand, is really good at trying to keep money in our savings account, of which I am very grateful. A few months ago, we found that Citibank offers a 4.75% APY savings account if you open online. We then found that Washington Mutual offers a 5% APY savings account if you open it and a “WaMu Free Checking” account online. Earlier this month, we opened them up at WaMu. Since our business checking accounts are with Washington Mutual and with such a great savings account rate, it made it easy to want to use them. And also, since I own a few dollars of stock in them, hopefully they can loan out this money and make a lot of money (but not from me) and then I can get a nice dividend.

What's in a name?

I’ve been planning on posting this for a while, but figured now was as good of time as any.

What’s in a name? Would I be a different person if my name wasn’t Michael? Does a name in and of itself define you? Perhaps your name can cause others to pre-judge you.

The Nevada System of Higher Education has decided that a name is important enough that Community College of Southern Nevada and Western Nevada Community College will be renamed effective July 1, 2007. Both will be dropping the word “Community” from their name and will, therefore, be renamed “College of Southern Nevada” and “Western Nevada College”.

edit: 4 Feb 2008 – Updated URLs for the two schools as they have changed their domain names.

What's in a name?

I’ve been planning on posting this for a while, but figured now was as good of time as any.

What’s in a name? Would I be a different person if my name wasn’t Michael? Does a name in and of itself define you? Perhaps your name can cause others to pre-judge you.

The Nevada System of Higher Education has decided that a name is important enough that Community College of Southern Nevada and Western Nevada Community College will be renamed effective July 1, 2007. Both will be dropping the word “Community” from their name and will, therefore, be renamed “College of Southern Nevada” and “Western Nevada College”.

edit: 4 Feb 2008 – Updated URLs for the two schools as they have changed their domain names.

Thank you Mr. Bush!!!

I may not agree with everything President Bush has done (or will do), but I do have to say today “Thank you, Mr. President. I am so glad that you were elected in 2000 and again in 2004. Because you were in office, you were able to appoint 2 conservatives to the Supreme Court, and today, the Supreme Court, in a 5-4 Vote, upheld a ban on one of the most vile things known to man… the partial birth abortion.”

Thank you Mr. Bush!!!

I may not agree with everything President Bush has done (or will do), but I do have to say today “Thank you, Mr. President. I am so glad that you were elected in 2000 and again in 2004. Because you were in office, you were able to appoint 2 conservatives to the Supreme Court, and today, the Supreme Court, in a 5-4 Vote, upheld a ban on one of the most vile things known to man… the partial birth abortion.”

The National Popular Vote Compact: A Bad Idea

The Founding Fathers of the United States created a Separation of Powers and a system of Checks and Balances in the US Constitution. One of the separations from the beginning was the members of the US House of Representatives were elected by the People, the US Senate by the State Legislators, and the US President & Vice President by the Electoral College.

The 17th Amendment, ratified in 1913, caused the US Senators to be directly elected by the people, instead of by the State Legislators.

Today, a group of people wants to setup a “compact” between the states that will cause the US President and Vice President to be voted by a National Popular Vote, instead of the Electoral College. The compact will instruct the Electorates to cast their votes in-line with want ever candidate wins the National Popular Vote, no matter how the voters in their state. Our biggest problem with this is not that people want to get ride of the Electoral Vote, but rather in the way they are trying to do it. If we, the People, want to go to a “National Popular Vote”, then we need to do it the right way. Pass an amendment to the Constitution, like the 17th Amendment.

Our 2nd biggest problem with this bill is that Nevada is a small state. With a national popular vote, Nevada will be very insignificant and few, if any, Presidential candidates will come here.

In April, 2007, we sent a letter to our Governor, our State Assemblyman, and State Senator.

We urge all Nevadans to tell their elected officials to vote no on Assembly Bill 384.

Please note: this is a re-post from Our Family Politics Website

The National Popular Vote Compact: A Bad Idea

The Founding Fathers of the United States created a Separation of Powers and a system of Checks and Balances in the US Constitution. One of the separations from the beginning was the members of the US House of Representatives were elected by the People, the US Senate by the State Legislators, and the US President & Vice President by the Electoral College.

The 17th Amendment, ratified in 1913, caused the US Senators to be directly elected by the people, instead of by the State Legislators.

Today, a group of people wants to setup a “compact” between the states that will cause the US President and Vice President to be voted by a National Popular Vote, instead of the Electoral College. The compact will instruct the Electorates to cast their votes in-line with want ever candidate wins the National Popular Vote, no matter how the voters in their state. Our biggest problem with this is not that people want to get ride of the Electoral Vote, but rather in the way they are trying to do it. If we, the People, want to go to a “National Popular Vote”, then we need to do it the right way. Pass an amendment to the Constitution, like the 17th Amendment.

Our 2nd biggest problem with this bill is that Nevada is a small state. With a national popular vote, Nevada will be very insignificant and few, if any, Presidential candidates will come here.

In April, 2007, we sent a letter to our Governor, our State Assemblyman, and State Senator.

We urge all Nevadans to tell their elected officials to vote no on Assembly Bill 384.

Please note: this is a re-post from Our Family Politics Website